The Best Insurance for B&B
If you own a bed and breakfast (B&B), you are providing a unique experience for guests. Whether they are on vacation or traveling for business, your B&B provides a home away from home. You want to make sure your guests are comfortable and safe, but you also need to protect your business and assets. The best way to do that is with B&B insurance.
B&B insurance is a specialized type of insurance that provides coverage for the unique risks that come with operating a bed and breakfast. These risks include property damage, liability claims, and loss of income. A comprehensive B&B insurance policy will help protect your business and give you peace of mind.
Wister is a general liability insurance broker that offers the most experienced B&B insurance coverage program in the nation. They pioneered the modern bed & breakfast insurance policy, which starts with four coverage areas: building(s), contents, income, and liability. Each policy is unique and may require different insurance options, such as liquor coverage, workers' compensation, commercial auto insurance, and more.
Wister's experienced team will identify, customize, and deliver the best B&B insurance in the industry for clients. They understand the value of B&B properties to the industry and the challenges related to insuring them. Let them take the time to learn about your special project and review your current policy specifically to see if it meets the unique needs of your business. They will deliver their best custom comprehensive coverage and service specifically designed to suit your insurance needs.
When you own a B&B, you are opening yourself up for business commercial liability claims. Wister's team often tells their clients that the #1 liability exposure in life is driving your car, and auto insurance is vital. As well as homeowners insurance. Then they ask, what is your #2 liability exposure in life?
The answer is when you open your home to guests, you have now crossed into the world of complicated law and legal terms such as ‘reasonable care’ and ‘assumption of risk’. Wister's insurance company has over 100 years of personal service and public insurance experience, and they have seen and defended virtually every liability claim conceivable that a hospitality business needs. This includes standard slip & fall, drownings, equine and bicycle accidents, invasion of privacy, assault & battery, and much more. Wister's experience is your ally in making certain your B&B insurance is sufficient.
You have worked hard to turn your B&B into an income-generating asset. Now let Wister protect it. With their specialized B&B insurance policy, you can rest assured that your business is protected against the risks that come with operating a B&B.
One policy covers both public liability insurance and personal use of your B&B. In the past, many owners were forced to manage commercial property insurance and personal policy. B&B insurance does not fit into one category as the guests pose a business risk, while the owners fall under personal risk. Wister allows you to manage the protection with one policy.
In conclusion, if you own a bed and breakfast, you need specialized insurance coverage to protect your business and assets. Wister offers the most experienced B&B insurance coverage program in the nation. They understand the unique risks that come with operating a B&B and will provide customized coverage to meet your needs. Don't let the risks of operating a B&B keep you up at night. Contact Wister for a free analysis from their team of experts.